Main: (877) 347-5342
American Mortgage and Loan (AML) is a Direct Private lender and Broker. In addition to servicing Conventional home loans, AML also actively lends to real estate professionals and entrepreneurs throughout the United States.
We specialize in loans between $75,000 and $2,000,000. Our transparent underwriting process and flexible loan terms allow us to close loans faster than a traditional bank, while our pooled fund structure enables us to provide much more reliable financing than the typical private money lender.
· Single Family Homes
· Multifamily (2-4 Units) Properties
· Investment Properties
· Manufactured Homes
· Residential Construction
· Fix and Flip
Working with the largest lenders in the industry empowers us to provide a myriad of options to our clients. Whether you have good or bad credit, have gone through a bankruptcy or are just starting out, allow us to provide you with the scenario that best suit your needs.
If you are interested in becoming a broker for American Mortgage and Loan, click here to schedule a call with one of our professionals.
· Multifamily (5+ Units) Properties
· Stabilized commercial properties
· Non-Stabilized (Value-Add) commercial properties
· Owner user commercial properties
· Mezzanine Financing
· 1-4 Units- Non owner only
· 1-4 Units Owner Occ- bank statement program - This is a brokered program
· Transaction Type: Purchase or Refinance
· Loan Term: 12– 36 Months
· Loan Rate: starting @ 8.99%
· Origination: Case by Case Basis
· LTV: Up to 65% (As Is Value) 85% case by case bank stated program Owner Occ properties
· Footprint: California
· Recourse: Non-Recourse Available
· Funding: 2 – 4 Weeks
· Loan Size: $75,000 - $1,000,000
· Brokers Welcome- Ask about compensation
If you are interested in becoming a broker for American Mortgage and Loan, click here to schedule a call with one of our professionals.
The financing of Account Receivables, or 'factoring', is a tried and true process to help companies quickly acquire funding needed to keep their business moving forward. If a business gives their customers 30-60 days or more to pay their invoices, factoring allows a company to collect on goods or services at the time of delivery.
When you utilize our services, you will receive 85-97% of your invoice's value up front. We take care of collecting the money from your customers so you can focus on running the other areas of your business. After your customer pays the invoice, the 3-15% reserve balance is refunded to you less the factoring fee. It is not a loan. There is no debt. You can put that cash to work right away to grow your business.
• Improves and increases cash flow
• Off-balance sheet accounting
• Funding for daily operations, growth, inventory, new equipment, etc.
• Immediate payment for completed work/services
• Does not create debt
• No setup costs
• No minimum monthly fees
• Simple one page application
• Easy to use and set up
• Small to mid-market companies performing B2B commerce that generate an invoice and extend payment terms
• Start-up/early stage or rapidly growing companies
• Companies looking to enhance their balance sheet
• Under capitalized companies
• Companies that prefer alternative financing over traditional bank products
• Companies with a strong customer base