Main: (877) 347-5342
American Mortgage and Loan's private money department specializes in performing asset-based lending on a large variety of residential, commercial, and industrial properties throughout California.
AML provides real estate financing to individuals, corporation, limited liability companies, trusts, estates, probates, foreign nationals, as well as other types of borrowers who do not meet the otherwise strict underwriting guidelines of traditional or conventional lenders:
· No credit score minimums
· Loan amounts from $75,000 to $2,000,000
· Loan-to-value ratios up to 65%
· Loan terms from 1 to 3 years
· We fund 1st and 2nd Trust Deeds
As direct private lenders, we have our own underwriting guidelines which means a quick, fast and efficient process to approve your loan and get it funded fast. Our focus is on the current value of the property, as well as the purpose and your ability to repay the loan.
· Self-employment - OK
· No Proof of Income - reviewed on a case by case basis
· Low FICO Credit Score - we will work with you!
American Mortgage and Loan has both a direct lending and broker division, ensuring that we can meet all clients' specific needs. If you have been turned down by a conventional lender, have no fear – we can do the loans they can’t.